Based on 3 years of research and verified by a team of financial experts,Investing: Starting from Scratch uses simple analogies to explain thecomplex subject of investing and retirement planning. 78 million BabyBoomers will begin turning 65 in 2011. Many of them will not have savedenough to retire because they don't know how to invest their money. Thenumber one reason they give for procrastinating is that investing isjust too complicated. Not anymore! Janet Holt is a gerontologist and a licensed professional counselor specializing inthe challenges of retirement. She regularly speaks to groups andteaches classes on financial literacy. She writes a monthly column forthe Lake Chapala Review and in addition, offers a continuing educationseminar for counselors about the special challenges faced by boomers.For a current list of workshops and seminars, visit www.janetholt.com.